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The Federal Emergency Management Agency (FEMA) recently updated the floodplain maps for all of Clay County, Missouri. The new floodplain maps become effective August 3, 2015. Kearney's updated floodplain maps and Flood Insurance Study are available below:

Floodplain Maps - Index Map
Flood Insurance Study - Volume 1 & Volume 2

Floodplain maps for unincorporated areas surrounding Kearney are available at the Clay County Planning & Zoning website - Click Here.

Paper copies of new maps for the Kearney area are available for review at City Hall, by contacting David Pavlich, Community Development Director, at 903-4731 or

The City of Kearney participates in the National Flood Insurance Program (NFIP). The NFIP provides for federally-backed flood insurance to property owners in the community, provides for Federal disaster assistance in identified floodplains, and floodplain insurance is required for federally-backed loans for structures built or located in special flood hazard areas.

To participate in the NFIP, a community must adopt and enforce a floodplain management ordinance that regulates development in the community's floodplain. The fundamental objectives of the NFIP are (1) to ensure that new buildings will be free from flood damage, (2) to prevent new developments from increasing flood damage on existing properties and (3) to ensure that natural and beneficial functions of floodplains are maintained or restored when opportunities arise.

The City's Community Development Department administers the floodplain management ordinance. The city's floodplain management ordinance can be reviewed online at:

FEMA Letter of Map Amendment - Out As Shown Form

Floodplain Development Permit Application

Elevation Certificate with Instructions

Elevation Certificate Checklist

Homeowner's Guide to Elevation Certificates

Flood-proofing Certificate for Non-Residential Structures

ADDITIONAL FLOODPLAIN INFORMATION - the official website of the National Flood Program.

How Recent Legislative Changes Affect Flood Insurance - fact sheet

Flood Insurance Premium refunds: Who Gets Them? - fact sheet

5 Ways to Lower Your Flood Insurance Premium Brochure

FEMA Build Back Safer and Stronger Brochure

Rebuilding In an AE Zone - datasheet

Lowest Floor Guidebook

Openings in Foundation Walls Technical Bulletin

Reducing Flood Risk for Existing Residential Buildings

National Flood Insurance Program Guidebook

Additional FEMA documents can be found in the FEMA Library at

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